Home Purchase Loans

California or Arizona VA Home Purchase Loans remain one of the best loan programs available to buy a home, if not the best. In order to qualify, you must be either honorably discharged, or active and serving in good standing.

We verify your eligibility for California or Arizona VA Home Purchase Loans by pulling your VA Certificate of Eligibility, a form that verifies your California or Arizona VA Loan benefits, tells us if you have any claims against your eligibility, and will verify if you are exempt from the VA funding fee because of a military disability.

So why are California or Arizona VA Home Purchase Loans the best loan program going? There are many reasons!

  • Low California or Arizona VA Mortgage Rates. VA mortgage rates are one of the lowest of all of the loan programs available. You can obtain a stable and secure rate, fixed for 30 years, with no prepayment penalty, so you will never have to worry about your payment going up.
  • No monthly mortgage insurance. Adding to your low payment is the fact that there is no monthly mortgage insurance on California or Arizona VA Loans. Mortgage insurance is an insurance policy that insures the lender in case you default on your loan, and is typical with other loan programs when you have less than 20% down payment, and can add significantly to your payment.
  • California or Arizona Homes for Heroes discount. Save on your closing costs through our Homes for Heroes program.
  • California or Arizona VA Loans are assumable. When it’s time to sell your home, your va loan is assumable, meaning the buyer can apply to take over your loan. If rates are higher in the future (they probably will be), this can be a huge advantage when selling your home!

The first step to buying a home in California or Arizona is to get pre-approved. The pre-approval process means your VA home loan benefits will be confirmed, and you will know exactly how much home you can qualify for. You can use our free, no obligation pre-approval form to get started, or give us a call in the office.

We would be honored to answer your questions so that you understand the process, and help you to determine what you can qualify for. We are proud to help Veterans and active duty military in California or Arizona, your service means the world to us!

Fairway Independent Mortgage Corp
Craig Gallegos & Dawn Buxton
Craig Gallegos NMLS# 447602 / Dawn Buxton NMLS# 308905.
Complaints may be directed to: (877) 699-0353 or Email us: customerservice@fairwaymc.com.
2325 E Camelback Rd
Phoenix, Arizona 85016
P: 602-783-1529
Email: craig.gallegos@fairwaymc.com

This website is not endorsed or sponsored by the Dept. of Veterans Affairs or any government agency.


Fairway Independent Mortgage Corporation. NMLS #2289. Copyright 2016 Fairway Independent Mortgage Corporation. All rights reserved. This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates and programs are subject to change without notice. All products are subject to credit and property approval. Other restrictions and limitations should apply. All rights reserved. Arizona Mortgage Banker License No. 0904162. Dawn Buxton NMLS 308905 | Craig Gallegos NMLS 447602 Complaints may be directed to: (877) 699-0353 or Email us: customerservice@fairwaymc.com.
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